[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fokusul.cz\/sjednejte-si-uver-v-nebankovni-spolecnosti\/#Article","mainEntityOfPage":"https:\/\/www.fokusul.cz\/sjednejte-si-uver-v-nebankovni-spolecnosti\/","headline":"Sjednejte si \u00fav\u011br v nebankovn\u00ed spole\u010dnosti!","name":"Sjednejte si \u00fav\u011br v nebankovn\u00ed spole\u010dnosti!","description":"Na prvn\u00ed pohled to m\u016f\u017ee vypadat tak, \u017ee v nebankovn\u00ed spole\u010dnosti v\u00e1m daj\u00ed p\u016fj\u010dku za v\u0161ech okolnost\u00ed. A\u0165 m\u00e1te n\u00edzk\u00e9 &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.fokusul.cz\/sjednejte-si-uver-v-nebankovni-spolecnosti\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Sjednejte si \u00fav\u011br v nebankovn\u00ed spole\u010dnosti!\"<\/span><\/a><\/p>","datePublished":"2019-09-13","dateModified":"2023-06-01","author":{"@type":"Person","@id":"https:\/\/www.fokusul.cz\/author\/#Person","name":"","url":"https:\/\/www.fokusul.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fokusul.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fokusul.cz\/wp-content\/uploads\/img_a343714_w1747_t1556883630.jpg","url":"https:\/\/www.fokusul.cz\/wp-content\/uploads\/img_a343714_w1747_t1556883630.jpg","height":0,"width":0},"url":"https:\/\/www.fokusul.cz\/sjednejte-si-uver-v-nebankovni-spolecnosti\/","about":["Pen\u00edze"],"wordCount":439,"articleBody":"       Na prvn\u00ed pohled to m\u016f\u017ee vypadat tak, \u017ee v nebankovn\u00ed spole\u010dnosti v\u00e1m daj\u00ed p\u016fj\u010dku za v\u0161ech okolnost\u00ed. A\u0165 m\u00e1te n\u00edzk\u00e9 \u010di vysok\u00e9 p\u0159\u00edjmy, a\u0165 m\u00e1te \u010di nem\u00e1te z\u00e1znam v registru, klidn\u011b i kdy\u017e m\u00e1te dluhy. Tak to ale ve skute\u010dnosti nen\u00ed. To hlavn\u00ed, \u010d\u00edm se nebankovn\u00ed spole\u010dnosti odli\u0161uj\u00ed od klasick\u00fdch bankovn\u00edch dom\u016f, je p\u0159edev\u0161\u00edm to, \u017ee ke v\u0161em klient\u016fm p\u0159istupuj\u00ed individu\u00e1ln\u011b, navrhuj\u00ed jim p\u016fj\u010dky na m\u00edru, kter\u00e9 budou i za sv\u00e9 slo\u017eit\u00e9 \u017eivotn\u00ed situace schopni spl\u00e1cet, a sna\u017e\u00ed se cel\u00fd proces prov\u00e1d\u011bt bez toho, aby sv\u00e9 klienty zbyte\u010dn\u011b zat\u011b\u017eovaly. Tak\u017ee nen\u00ed divu, \u017ee o klienty nemaj\u00ed nouzi. Kdo by necht\u011bl nebankovn\u00ed hypot\u00e9ku, za tak skv\u011bl\u00fdch podm\u00ednek? V\u017edy\u0165 i p\u0159esto, \u017ee nen\u00ed jasn\u00e9, \u017ee nebankovn\u00ed p\u016fj\u010dku z\u00edsk\u00e1te, tak to za zkou\u0161ku stoj\u00ed, proto\u017ee t\u00edm nestr\u00e1v\u00edte p\u0159\u00edli\u0161 mnoho \u010dasu. Nanejv\u00fd\u0161 n\u011bkolik m\u00e1lo minut, ne\u017e vypln\u00edte online formul\u00e1\u0159 na internetu. Ka\u017edop\u00e1dn\u011b, a\u0165 u\u017e budete \u017e\u00e1dat o cokoli, budete muset naplnit dv\u011b st\u011b\u017eejn\u00e9 podm\u00ednky pro p\u0159id\u011blen\u00ed \u00fav\u011bru. Tou prvn\u00ed a velice z\u00e1sadn\u00ed je to, \u017ee mus\u00edte dolo\u017eit sv\u016fj pravideln\u00fd p\u0159\u00edjem. M\u016f\u017ee plynout z mnoha r\u016fzn\u00fdch zdroj\u016f od platu, p\u0159es pron\u00e1jem a\u017e po soci\u00e1ln\u00ed d\u00e1vky. D\u016fle\u017eit\u00e9 je, abyste dok\u00e1zali, \u017ee je tento p\u0159\u00edjem trval\u00fd a pravideln\u00fd. A pak tak\u00e9 samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed i na tom, jak\u00e9 jsou va\u0161e pravideln\u00e9 v\u00fddaje \u2013 ty se mohou u r\u016fzn\u00fdch \u017eadatel\u016f li\u0161it. Jakmile se ode\u010dtou p\u0159\u00edjmy a v\u00fddaje, bude z\u0159ejm\u00e9, zda v\u00e1m z\u016fstane dost pen\u011bz na spl\u00e1cen\u00ed p\u016fj\u010dky.Ka\u017edop\u00e1dn\u011b d\u016fle\u017eit\u00e9 je, \u017ee tato podm\u00ednka plat\u00ed pro v\u0161echny \u017eadatele, tedy i pro ty, kte\u0159\u00ed maj\u00ed z\u00e1jem o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Bez spln\u011bn\u00ed druh\u00e9 podm\u00ednky se tak\u00e9 nikdo neobejde. Pro v\u0161echny nebankovn\u00ed hypot\u00e9ky je typick\u00e9, \u017ee se za n\u011b mus\u00edte zaru\u010dit nemovitost\u00ed. M\u016f\u017ee to b\u00fdt pozemek, dru\u017estevn\u00ed byt, chata, gar\u00e1\u017e anebo samoz\u0159ejm\u011b i rodinn\u00e1 vila. Pokud \u017e\u00e1d\u00e1te o hodn\u011b pen\u011bz, mus\u00edte dodat vysok\u00e9 z\u00e1ruky. Pokud v\u00e1m sta\u010d\u00ed m\u00e1lo, va\u0161e z\u00e1ruka nemus\u00ed m\u00edt nijak velkou hodnotu \u2013 t\u0159eba to m\u016f\u017ee b\u00fdt i zahradn\u00ed chatka.                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sjednejte si \u00fav\u011br v nebankovn\u00ed spole\u010dnosti!","item":"https:\/\/www.fokusul.cz\/sjednejte-si-uver-v-nebankovni-spolecnosti\/#breadcrumbitem"}]}]