[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fokusul.cz\/kde-cloveku-pujci\/#Article","mainEntityOfPage":"https:\/\/www.fokusul.cz\/kde-cloveku-pujci\/","headline":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed?","name":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed?","description":"Kdy\u017e n\u011bkdo nen\u00ed v obraze, kdy\u017e nem\u00e1 doposud dostate\u010dn\u00e9 zku\u0161enosti a nev\u00ed, jak to v \u017eivot\u011b chod\u00ed, m\u016f\u017ee \u017e\u00edt v &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.fokusul.cz\/kde-cloveku-pujci\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed?\"<\/span><\/a><\/p>","datePublished":"2021-02-17","dateModified":"2023-06-01","author":{"@type":"Person","@id":"https:\/\/www.fokusul.cz\/author\/#Person","name":"","url":"https:\/\/www.fokusul.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fokusul.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fokusul.cz\/wp-content\/uploads\/jedno%20euro_2.jpg","url":"https:\/\/www.fokusul.cz\/wp-content\/uploads\/jedno%20euro_2.jpg","height":0,"width":0},"url":"https:\/\/www.fokusul.cz\/kde-cloveku-pujci\/","about":["Pen\u00edze"],"wordCount":428,"articleBody":"   Kdy\u017e n\u011bkdo nen\u00ed v obraze, kdy\u017e nem\u00e1 doposud dostate\u010dn\u00e9 zku\u0161enosti a nev\u00ed, jak to v \u017eivot\u011b chod\u00ed, m\u016f\u017ee \u017e\u00edt v bla\u017een\u00e9 nev\u011bdomosti. M\u016f\u017ee si \u0159\u00edkat, \u017ee sv\u016fj \u017eivot po finan\u010dn\u00ed str\u00e1nce v\u017edycky zvl\u00e1dne, a kdyby snad p\u0159ece ne, zajde n\u011bkam a vezme si tam p\u016fj\u010dku.Jen\u017ee to nejsou p\u0159edstavy, kter\u00e9 odpov\u00eddaj\u00ed skute\u010dnosti. Realita je \u010dasto v\u00fdrazn\u011b odli\u0161n\u00e1. I \u010dlov\u011bk, kter\u00fd se sna\u017e\u00ed sebev\u00edc, m\u016f\u017ee m\u00edt finan\u010dn\u00ed probl\u00e9my, a kdy\u017e si pak jde p\u016fj\u010dit, zjist\u00ed, \u017ee nejednou ani zde neusp\u011bje.Prost\u011b je to s p\u0159\u00edjmy lid\u00ed notn\u011b nejist\u00e9 a ani p\u016fj\u010dky se nerozd\u00e1vaj\u00ed na potk\u00e1n\u00ed.A co to znamen\u00e1 v praxi?Nejednou se prost\u011b stane, \u017ee \u010dlov\u011bku sch\u00e1zej\u00ed pen\u00edze t\u0159eba i na ty naprosto nejnutn\u011bj\u0161\u00ed v\u011bci a nen\u00ed nad\u011bje na to, \u017ee by se to hodn\u011b rychle zm\u011bnilo k lep\u0161\u00edmu. A tak se \u010dlov\u011bk za\u010dne sh\u00e1n\u011bt po p\u016fj\u010dce. Oslov\u00ed prvn\u00ed, druhou a\u017e nev\u00edm kolik\u00e1tou banku, ov\u0161em co to? Nejednou sem mus\u00ed snosit spoustu r\u016fzn\u00fdch potvrzen\u00ed, \u010dekat dlouho na schv\u00e1len\u00ed, ale nakonec se do\u010dk\u00e1 jenom zam\u00edtav\u00fdch verdikt\u016f. Prost\u011b nen\u00ed bonitn\u00ed, neodpov\u00edd\u00e1 ide\u00e1ln\u011b p\u0159edstav\u00e1m finan\u010dn\u00ed instituce o dokonal\u00e9m \u017eadateli o p\u016fj\u010dku, a tak m\u00e1 sm\u016flu. A co s t\u00edm te\u010f? Nejpozd\u011bji te\u010f je na \u010dase zvolit nebankovn\u00ed alternativu. Proto\u017ee t\u0159eba takov\u00e1 americk\u00e1 hypot\u00e9ka je tu i pro ty, kdo ani zdaleka neodpov\u00eddaj\u00ed p\u0159\u00edsn\u00fdm bankovn\u00edm krit\u00e9ri\u00edm. U t\u00e9 se to d\u00edky nezbytn\u00e9 z\u00e1stav\u011b nemovitosti obejde t\u0159eba i bez p\u0159\u00edsn\u00e9ho posuzov\u00e1n\u00ed registr\u016f dlu\u017en\u00edk\u016f a v\u00fd\u0161e p\u0159\u00edjm\u016f, tady nemus\u00ed vadit ani nejedna dal\u0161\u00ed komplikace na stran\u011b \u017eadatele. A tak se tu nejednou daj\u00ed z\u00edskat i hodn\u011b velk\u00e9 pen\u00edze, s klidn\u011b i dlouhou dobou spl\u00e1cen\u00ed a n\u00edzk\u00fdmi spl\u00e1tkami, s p\u0159\u00edzniv\u00fdm \u00faro\u010den\u00edm a dal\u0161\u00edmi pozitivy. Za\u017e\u00e1dat se tu d\u00e1 velice jednodu\u0161e, bez nutnosti ob\u00edhat n\u011bjak\u00e9 ty pobo\u010dky finan\u010dn\u00edch instituc\u00ed, v\u0161e je posouzeno a schv\u00e1leno velice rychle, stejn\u011b rychle tu \u010dlov\u011bk p\u016fj\u010den\u00e9 pen\u00edze i dostane a m\u016f\u017ee jimi uhradit to, co je t\u0159eba. A to p\u0159ijde leckdy vhod.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed?","item":"https:\/\/www.fokusul.cz\/kde-cloveku-pujci\/#breadcrumbitem"}]}]